You’ve just arrived in Canada, ready to build your future — and buying your first home is one of your top goals. As a newcomer, you may be full of questions and hopes, especially when it comes to settling in one of Toronto’s most diverse communities: Scarborough. But navigating the Scarborough real estate market for the first time can feel overwhelming without the right guidance.

This blog is your essential guide to understanding starter homes in Scarborough. Whether you’re buying a home in Scarborough for your family, an investment, or to put down roots, we’re here to help you feel confident and informed every step of the way.

Scarborough, a vibrant suburb of Toronto, is home to many immigrant communities. It offers a strong support system, cultural familiarity, and practical amenities for newcomers transitioning to life in Canada.

Here’s why many new Canadians choose to buy a home in Scarborough:

• Diverse and welcoming communities — You’ll meet people from around the world, with active cultural centres, places of worship, and international grocery stores.
• Transit access — Scarborough is well-connected by TTC buses, the Line 3 subway, GO Transit, and major highways like the 401 and DVP.
• Affordability — Compared to other parts of Toronto, Scarborough real estate offers more space and value for your money.
• Education and schools — Find reputable public and private schools, including French immersion and ESL support programs.
• Community amenities — Parks, libraries, health clinics, and shopping centers like Scarborough Town Centre are easily accessible.

These features make Scarborough an excellent place to plant roots, especially when purchasing a starter home as a newcomer to Canada.

A starter home is typically an affordable, entry-level property ideal for first-time buyers. In Scarborough, these include:

• Condominiums – Easy to maintain and often located near transit and shopping.
• Townhouses – Great for families needing a little more space than condos offer.
• Older detached bungalows or semi-detached homes – Common in established neighborhoods and sometimes priced affordably for renovation-savvy buyers.

Starter homes in Scarborough usually range from $500,000 to $800,000, depending on the location, size, and type of home. Convenient financing options for newcomers, like the New to Canada mortgage programs, may be available through major banks and lenders.

Not all neighborhoods are the same, and your ideal location will depend on your lifestyle, workplace, and family needs. Here are some areas newcomers often consider:

Known for its affordability and multicultural vibes, Malvern has access to community centers, schools, and public transit. Its variety of townhouses and condos makes it a top choice for first-time buyers.

This area offers a wide range of homes for sale in Scarborough, many of which are close to Scarborough Town Centre, schools, and parks. It’s family-friendly and convenient.

Agincourt blends older detached houses with new condo developments. With strong educational institutions and access to major transit hubs, it’s perfect for professionals and growing families alike.

If you’re preparing to enter the Scarborough real estate market as a newcomer, here are a few steps to help ensure a smooth journey:

1. Check your eligibility – Some mortgages require a specific credit history, job length, or down payment. Look for New to Canada programs that accommodate international buyers.
2. Work with a local real estate agent – Find an expert who understands Scarborough neighborhoods and your unique background.
3. Research neighborhoods carefully – Visit at different times of day and explore schools, community services, and transit access.
4. Budget for closing costs – Besides your down payment, set aside funds for legal fees, land transfer tax, and home inspection fees.
5. Consider long-term goals – A starter home doesn’t have to be forever, but choose one that aligns with your next 5–10 years.

Buying a home in Scarborough can be a perfect first step toward long-term stability and prosperity in Canada. With the right support and knowledge, you can make a sound investment and begin your new chapter with confidence.

Ready to find your perfect home in Scarborough?
Contact us today for personalized help.